Find the perfect mortgage with American Freedom Funding.
Welcome to American Freedom Funding.
We are home loan experts dedicated to making sure your home purchase
or refinance experience is easy, honest, and quick.
We’re a direct mortgage lender.
That means that you will work directly with the person who lends you the money to buy your dream home (or condo!)
No ridiculous bank “loan profiles.” Just common sense and fair play.
Approved in Texas, Colorado, Oregon, California, Arizona.
Commercial & Non-QM available nationwide
“Thank you, everyone, for helping me getting this house. I deeply appreciate your tremendous support.”
—Thomas L.
You can apply now and be approved the same day.
There’s no commitment, pressure, or obligation.
What are your goals?
I want to learn.
Mortgages can feel complicated and scary, but they don’t have to be.
American Freedom Funding has prepared tools and educational materials for every stage of the journey. You can find out what terms mean, see your options, and even find out what your payment might be.
I want to buy.
If you’ve found the perfect house, it’s time to find the perfect mortgage.
Applying online means that you can be approved quickly with no hassle and minimal paperwork.
I want to refi.
Maybe your credit wasn’t perfect when you bought your first house.
Maybe you’ve seen our amazing rates and want to lock in thousands in savings.
Maybe you’d just like to work with American Freedom Funding instead of the other guys.
“"Hi Victor, I want to thank you and Ming, you did excellent job for my refinance.
I'm really pleased and will definitely refer anyone of my friends whoever need a loan in the future."
—Annie C.
30-year fixed
RATE | APR
Ridiculously Low Rates
our current mortgage rate+
5.375%
Avg monthly savings: $475
competitors'average rate
6.399%
Avg monthly savings: $475
we’re not your nana’s mortgage company
and here’s why that’s good for you
*Eligible borrowers who successfully provide all required documentation within 8 business hours will receive a $100 Closing Cost Credit applied at closing, no cash value, and may not be combined with any other Lender promotions, discounts, or concessions. Not available in all states. Restrictions apply.
low rates
We know guac is extra. With our low rates you'll still be able to afford it with your order.
digitally focused
Who owns a printer anymore? We've built a fully digital process so you can apply from your couch or your bathtub.
committed to fast
Get approved within one business
day and a $100 Closing Cost Credit applied at closing*
Mortgage Calculator
Our Loan Calculator is here to help you figure out your monthly payment.
Just enter today’s rates (get a personalized rate quote here!), how much you’ll need to borrow, and how long your mortgage will be. Most mortgages are 15 or 30 years. Click Calculate and you’ll see your potential payment. It’s as simple as that.
Remember that you’ll need to include property taxes and homeowner’s insurance into any quote. American Freedom Funding is not responsible for any rate changes or misuse of this calculator.
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